Vibrant Commitment to Inclusive Finances
Aadhar Housing Finance is dedicated to providing affordable housing solutions to economically weaker and low-to-middle-income groups who often have limited access to traditional financial services. With a strong focus on low-income housing, the Company offers small-ticket mortgage loans of less than ₹1.5 million, ensuring broader financial inclusivity. In FY 2024, Aadhar Housing achieved a record number of live accounts, demonstrating its expansive reach and significant impact. The Company has extended its geographical footprint and fortified its market presence with custom-tailored financial solutions through strategic expansion, effective risk management, and innovative marketing initiatives. Committed to transparency and ethical practices, Aadhar Housing is a beacon of sustainable growth and impactful investment, using capital to foster social and economic development.
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A Landmark Achievement: The IPO Unveiled
On 15th May 2024, Aadhar Housing Finance Ltd. successfully launched its Initial Public Offering (IPO), marking a vibrant new chapter in its journey. This significant move, involving a fresh issue and an offer for sale, was strategically planned to bolster the Company’s capital base, empowering it to enhance and extend its lending activities. Focused on energising the low- income segments of the housing market, the IPO served as a crucial lever for broadening Aadhar Housing Finance’s impact.
The IPO generated immense enthusiasm among retail and institutional investors, reflecting strong market confidence in the Company's solid business model and expansive branch network. This landmark event has not only celebrated the Company's past achievements, but also set the stage for accelerated growth and increased operational scale across India, opening up new avenues for development and success.
Vision
To enable homeownership for every Indian across the nation.
Our MottoGhar Banega,
toh Desh Banega
Mission
- To focus on the low-income segment.
- To provide valuable financial services at Cycle-Tested Corporate Governance affordable rates.
- To expand our network to every corner of the nation and widen the net of financial and economic inclusion.
- To go one step beyond in serving our customers, providing a sense of security and creating customer delight Extensive Network.
- To speak the language of respect, dignity, and courtesy with every customer.
Values
Aadhar Housing remains a value-centric organisation with all its strategies being governed by the core values of:
Speed
To set clear performance standards and be accountable for providing solutions within specified timelines, with skill and agility.
Integrity
To honour our commitment, we will act responsibly, honestly, and transparently in all our external and internal relationships.
Innovation
To expand our network to every corner of the nation and widen the net of financial and economic inclusion.
Customer Delight
To maintain respectful relations with customers and deliver customer delight through all our actions, whilst measuring our performance on the value delivered to customers.
Driving Change: Innovative Financial Solutions at Aadhar Housing
Aadhar Housing Finance delivers a dynamic range of mortgage-related financial solutions, expertly tailored to meet the varied needs of diverse societal segments. The product lineup empowers individuals to buy residential plots, construct on self-owned land, enhance existing homes, and expand living spaces. Each loan solution bursts with flexibility, crafted to ensure maximum accessibility and affordability for salaried and self-employed individuals.
- Plot Purchase and Construction Loans
- Home Improvement Loan
- Home Loans for Salaried Employees
- Residential Plot Purchase Loan
- Home Extension Loan
- Self-Owned Plot Residential Construction Loan
- Non-Residential Property Purchase Loan
- Home Loans for Self-Employed
- Loan Against Residential/Commercial Property
