FY ‘24 HIGHLIGHTS

A Year of Strategic Achievements

FINANCIAL Highlights
71bn

Disbursements

211

Total AUM

44+bn

Net Worth

23%

AUM Growth

34.9%

Cost to Income Ratio

18.4%

Return on Equity

1.08%

GNPA

38.5%

Capital Adequacy Ratio

Operational Highlights
534

Branches and Offices

20

States and UTs

3931

Employees

266000+

Live Accounts

38

Borrowings Relationships

AA/Stable

CARE/ICRA/INDIA RATINGS Long-Term Credit Ratings

Social Impact Highlight

Transforming 50,000+ Lives in FY 2023-24

Through strategic social investments, Aadhar Housing Finance Ltd. has positively impacted over 50,000 lives in the fiscal year 2023-24, underlining its commitment to community development and societal betterment

Strategizing with purpose

Building Tomorrow Today

  • Expanding the Distribution Network for Deeper Market Penetration
  • Enhancing Reach in Target Segments
  • Tech-Powered Transformation: Streamlining Operations for Superior Service
  • Optimising Borrowing Costs and Reducing Operating Expenses further
110000
  • AHFL Customer App Downloads
2600+
  • Direct Selling Team Members
12600+
  • Aadhar Mitras
Impact beyond numbers

Aadhar Housing’s Commitment to Societal Growth

The Company extends its influence beyond financial services by actively engaging in Corporate Social Responsibility (CSR) initiatives that drive societal development. The Company supports community upliftment through these targeted programmes and fosters sustainable environmental practices. It affirms its role as a responsible leader in the housing finance sector

Our effort highlights

Organized Health Camps

in rural and urban areas

Distributed Mobility Aids

to individuals with physical disabilities

Enhanced educational opportunities

to individuals with physical disabilities

Supported Indian para-athletes

with training and preparation for the Paralympics 2024

Implemented skill development programmes

empowering underserved youth and women, including survivors of acid attacks

Invested in critical medical technology

supported the setup of specialised hospital wards

MESSAGE FROM THE MANAGEMENT

A New Chapter of Purposeful Progress

Reflecting on an eventful year, our journey has been marked by significant milestones, including our heartening Initial Public Offering. This pivotal event celebrates our past achievements and opens the door to new possibilities.

~Rishi Anand (Managing Director and CEO) Read Full Message
CELEBRATING EXCELLENCE

Awards And Accolades

Certified as a ‘Great Place to Work’ for 5 consecutive years

AHFL was awarded with the ‘CSR Times Awards 2023’ for Aadhar Aangan Project

Celebrated at the 12th Real Estate Summit by ASSOCHAM for 'Excellence in Housing Finance.'

AHFL received Global Recognition for achieving Gold award for Annual Report 22-23

Celebrated Double Victories at ASSOCHAM for Marketing Campaigns

AHFL was honoured with 'Best Use of Data Analytics in Risk Management'

Awarded for the 'Best Risk & Cyber Security Initiatives (Mid Layer NBFCs)' by ASSOCHAM.

AHFL honoured with multiple accolades at the ‘Banking Frontier Awards 2023’

Aadhar MobileX acclaimed for its 'Technology Re-orientation Initiatives'

Certified as a ‘Great Place to Work’ for 5 consecutive years

AHFL was awarded with the ‘CSR Times Awards 2023’ for Aadhar Aangan Project

Celebrated at the 12th Real Estate Summit by ASSOCHAM for 'Excellence in Housing Finance.'

AHFL received Global Recognition for achieving Gold award for Annual Report 22-23

Celebrated Double Victories at ASSOCHAM for Marketing Campaigns

AHFL was honoured with 'Best Use of Data Analytics in Risk Management'

Awarded for the 'Best Risk & Cyber Security Initiatives (Mid Layer NBFCs)' by ASSOCHAM.

AHFL honoured with multiple accolades at the ‘Banking Frontier Awards 2023’

Aadhar MobileX acclaimed for its 'Technology Re-orientation Initiatives'